{"id":10848,"date":"2022-03-09T15:21:15","date_gmt":"2022-03-09T15:21:15","guid":{"rendered":"https:\/\/www.pta.es\/?p=10848"},"modified":"2022-03-15T12:25:22","modified_gmt":"2022-03-15T12:25:22","slug":"malaga-techpark-and-microbank-present-their-agreement-to-encourage-self-employment-entrepreneurial-activity-and-innovative-business-projects-to-the-companies-in-the-park","status":"publish","type":"post","link":"https:\/\/www.pta.es\/en\/noticias\/malaga-techpark-and-microbank-present-their-agreement-to-encourage-self-employment-entrepreneurial-activity-and-innovative-business-projects-to-the-companies-in-the-park\/","title":{"rendered":"Malaga TechPark and MicroBank present their agreement to encourage self-employment, entrepreneurial activity and innovative business projects to the companies in the park."},"content":{"rendered":"<p>&nbsp;<\/p>\n<ul>\n<li>\n<h6><strong>The event will also discuss the new centre that CaixaBank DayOne will soon open in the technopolis, as well as the actions to boost the entrepreneurial ecosystem to be developed.<\/strong><\/h6>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The collaboration agreement between the park and MicroBank to facilitate the funding of business projects through microcredits was presented to the companies of Malaga TechPark.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The aim of the event held at The Green Lemon was to advertise the line of Microcredits for companies and entrepreneurial projects at Malaga TechPark, with the aim of promoting productive activity, job creation and business development; as well as finance with social impact, products and services that contribute to generating a positive and measurable social impact on society, aimed at sectors related to entrepreneurship and innovation, social economy, education and health.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This agreement establishes a line of funding of one million euros to promote self-employment and encourage entrepreneurial activity, favouring equal opportunities between men and women, new residents, people with disabilities and paying special attention to groups in vulnerable situations. Based on this agreement, funding will be provided for the creation or expansion of micro-companies, self-employed businesses and self-employment projects with the aim of contributing to the development of the productive fabric and social progress. In addition, innovative business projects will also be financed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The beneficiaries are self-employed professionals and microenterprises with fewer than ten workers and an annual turnover of less than two million euros. Applicants will be eligible for microcredits for a maximum amount of \u20ac25,000 or \u20ac50,000\u00a0 in the case of an innovative initiative. The projects must have a business plan and a favourable viability report drawn up by Malaga TechPark.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MicroBank&#8217;s criteria for granting microcredits is basically based on confidence in the person or team who applies for the loan and the viability of the project, with access being granted to people lacking guarantees and collaterals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By virtue of this agreement, the institution undertakes to detect funding needs in order to promote self-employment and the establishment, consolidation or expansion of micro-companies and self-employed businesses and to direct the individuals or legal entities advised by the institution to MicroBank so that it can analyse and, if necessary, approve the financing applications.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Malaga TechPark aims to boost industry in the community by attracting and establishing companies and research, innovation or unique applied technology production entities.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MicroBank, CaixaBank&#8217;s social bank, completes the bank&#8217;s commitment to socially responsible banking and to generating a positive impact on society through its activity. MicroBank&#8217;s mission is to contribute to the progress and welfare of society by providing financing to those groups and projects that generate a social impact.<\/span><\/p>\n<h6><\/h6>\n<h6><strong>Other CaixaBank actions at M\u00e1laga TechPark<\/strong><\/h6>\n<p><span style=\"font-weight: 400;\">During the event, other actions to boost the entrepreneurial ecosystem were also presented, such as the forthcoming opening of the new <a href=\"http:\/\/dayonecaixabank.es\" target=\"_blank\" rel=\"noopener noreferrer\">CaixaBank DayOne<\/a> centre in Malaga TechPark.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These centres are designed as hubs for talent and capital. In them, the bank offers its customers innovative products and services suitable for this group and promotes small-scale meetings, regularly connecting its customers with strategic partners.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With these spaces, DayOne is advancing in its strategy and value proposition of offering a specialised banking model, fully adapted to the needs of this customer profile, a strategic and growing sector.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DayOne&#8217;s objective is to support global start-ups and scale-ups operating in Spain that seek to accelerate their growth through specialised products and services. 76% of DayOne&#8217;s client companies were founded after 2011 and 59% are less than 7 years old.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DayOne also has a line of services aimed at investors interested in allocating funds to innovative companies in their early stages.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition, DayOne carries out relational banking work with the different players in the ecosystem, facilitating relationships, synergies, knowledge and innovation through strategic alliances.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; The event will also discuss the new centre that CaixaBank DayOne will soon open in the technopolis, as well as the actions to boost the entrepreneurial ecosystem to be developed. The collaboration agreement between the park and MicroBank to facilitate the funding of business projects through microcredits was presented to the companies of Malaga&#8230;<\/p>\n","protected":false},"author":2,"featured_media":10781,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[122],"tags":[],"class_list":["post-10848","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Malaga TechPark and MicroBank present their agreement to encourage self-employment, entrepreneurial activity and innovative business projects to the companies in the park. | Parque Tecnol\u00f3gico de Andaluc\u00eda<\/title>\n<meta name=\"description\" content=\"The event will also discuss the new centre 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